The Defense Base Act (DBA) is an essential compensation program for longshoremen and harbor workers. Companies that hire people to work at defense bases overseas must ensure that their workers are aware of the program and how to acquire coverage from it in the event of an emergency.
There are moments when those from here in Louisiana get the view of a lifetime on board the ship they work on. Just the noise of the water, the stars and the salty breeze in a quiet corner can often make a rough day worthwhile. However, over time, some of those workers may no longer be able to enjoy the sounds of the water due to noise-induced hearing loss (NIHL) caused by their jobs.
Friends and family members of Louisiana maritime workers prefer not to think about the possibility that their loved ones might not make it back home one night. Unfortunately, these are high-risk environments that could lead to severe injuries or fatal diseases.
Working on the vessels that navigate the country's waters from here in Louisiana can provide one with a unique work experience that he or she may never get anywhere else. However, that does not mean that workers do not have anything in common with people who work on land. The back injuries they suffer, for instance, probably end up happening in the same way as on land and are just as debilitating.
Determining the rate for workers’ compensation can be difficult for any workplace injury. The employer and insurance company typically base it different variables such as the severity of the damage, the worker’s salary and who was responsible for the accident.